Compare smarter. Pay less. Live better in Australia.
Independent comparisons across energy, internet, mobile and insurance — with a neutral, data-driven approach and no marketing spin.
Sample data for illustration. Live figures on each comparison page.
Compare the bills that matter most
Five everyday categories, one consistent and neutral approach. Start where your household spends the most.
Electricity & Gas
Compare energy plans and reference rates across retailers in your distribution zone.
CompareNBN Internet
Compare NBN speed tiers, typical evening speeds and monthly pricing.
CompareMobile Plans
Compare SIM-only plans on data, network coverage and monthly cost.
CompareCar Insurance
Compare comprehensive cover, excess levels and inclusions.
CompareHealth Insurance
Compare hospital and extras cover against your needs and budget.
CompareFrom confusing to clear, in three steps
Pick a category
Choose what you want to compare — energy, internet, mobile, car or health insurance — and tell us a little about your usage.
Compare like-for-like
See plans side by side on price, features and rating, with estimated savings shown clearly in plain figures.
Decide with confidence
Read the trade-offs in our guides, run the numbers in the calculator, then confirm the details directly with the provider.
Editorial independence, by design
We built Modern River Point to be the comparison site we wanted ourselves: clear, neutral and honest about its limits. Here's what that means in practice.
Independent methodology
Rankings follow a documented, consistent method — not who pays the most. We publish it in full.
Updated pricing logic
We review plans and reference prices regularly and timestamp every comparison so you know how current it is.
No sponsored bias
Any referral fee we earn never changes a plan's position or rating. Where we don't cover the whole market, we say so.
Comparison you can audit
We'd rather you trust the process than take our word for it. Every ranking can be traced back to a published rule.
See what switching could be worth
Our calculator gives you a realistic, no-hype estimate across energy, internet, mobile and insurance. Enter what you spend now and see the potential annual difference — before you commit to anything.
- Monthly cost estimator by household profile
- Annual savings calculator from your current spend
- Plan comparison simulator with usage sliders
Editorial built on data, not hype
Plain-English analysis of the Australian market, updated as prices and policies change.
What people tell us
"I'd been on the same energy plan for three years. The comparison showed a plan in my zone about $280 a year cheaper for similar terms. Switching took ten minutes."
"What I appreciated was the neutral tone. It explained the trade-offs of each NBN tier rather than just pushing the most expensive one."
"The calculator gave me a realistic estimate before I committed to anything. No hype, just the numbers laid out clearly."