Terms of Use

These Terms of Use govern your access to and use of the Modern River Point website. By using the platform, you agree to these terms. Please read them carefully.

About our service

Modern River Point is an independent comparison and information platform. We provide general information and comparison tools to help you evaluate household services and insurance. We are not a provider of those services and are not a financial adviser.

General information only

All content, comparisons, calculators and guides are general information only. They do not take into account your personal objectives, financial situation or needs, and are not financial, legal or tax advice. You should consider whether the information is appropriate for you and seek independent advice where needed.

Accuracy of comparisons

We take care to keep information current, but pricing and plan details change frequently and may not reflect every provider or offer in the market. Estimated savings and calculator outputs are indicative only. Always confirm the final details directly with the provider before making a decision.

• We do not cover every provider or plan available
• Figures are estimates and may differ from your actual costs
• Providers may change offers without notice

Referral relationships

We may receive a referral fee from some providers when you proceed through our platform. As set out in our methodology, this does not influence our rankings, ratings or editorial.

Acceptable use

You agree to use the platform lawfully and not to misuse it, interfere with its operation, or attempt to access it in an unauthorised way.

Intellectual property

All content on this website, including text, design, logos and graphics, is owned by or licensed to Modern River Point and protected by law. You may not reproduce or reuse it without our permission.

Limitation of liability

To the maximum extent permitted by law, Modern River Point is not liable for any loss arising from your use of the platform or reliance on its content. Nothing in these terms excludes rights you may have under the Australian Consumer Law.

Third-party links

Our platform may link to third-party websites we don't control. We're not responsible for their content, products or privacy practices.

Changes to these terms

We may update these terms from time to time. Continued use of the platform after changes are published constitutes acceptance of the updated terms.

Governing law

These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of its courts.